RuPayment — The Payment Infrastructure Layer for Fast-Growing Economies

Where we are — offices in the USA, India & Oman

Offices Customers Phase 1 Phase 2

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Products

Payments at the core. Energy platforms built on top.

Three product lines on one proven platform — fintech and cleantech — each delivered turnkey or as a platform service, plus the battery intelligence that underpins our energy products.

Flagship · live in 5 countries

Payment Acceptance Infrastructure

CenterFirst is the full-stack acquiring, processing, switching and settlement platform for banks, PSPs and fintechs, covering POS, SoftPOS, QR, payment gateway, Micro ATM and biometric payments.

20+ live direct certifications
Bank console and merchant app

Explore payments →

Fleet available now61.4 MW

Peak event 17:00Armed

Payout run #0918$186K paid

Energy · platform + participant app

Virtual Power Plant

Aggregate batteries, solar, EV chargers and flexible loads into one fleet. Dispatch it into grid programs and markets, and pay every participant automatically.

Control room and remote asset management
Settlement and payouts built in

Explore VPP →

DC-0142 · Connector 196 kW

Charging

34.2 kWh · 28 min$13.00

Paid by card on chargerAuthorized

Mobility · CPMS + CRM + app

EV Charging

Charge point management, driver and fleet CRM, every payment method, smart energy management and a branded driver app, on one platform.

Hardware-agnostic OCPP control
Tariffs, roaming and site-host payouts

Explore EV charging →

Pack DNA-4417 · SoH96.2%

Verified

Ageing forecast · 10 yr−12.4%

Thermal riskNormal

CleanTech · partner technology

Digital DNA™

Battery intelligence from C4V: material genomics, an end-to-end record of every battery's life, and AI that forecasts ageing and flags safety risk before it becomes dangerous.

State of health behind every dispatch
Provenance for warranty and financing

Explore Digital DNA →

The Problem

Financial institutions in fast-growing economies face an impossible trilemma in modern payments.

FORCE 01

Regulatory Pressure

Central banks and card schemes push digital adoption, open banking and data localisation harder every year — RBI, CBO, CBUAE, QCB, MMA, and the global and domestic networks. The deadlines are not optional.

FORCE 02

Legacy Constraints

In-market acquiring stacks are multi-vendor, 15–20 years old and architecturally incompatible with what regulators now require. Replacing them in-house takes 18–24 months and costs $15–40M.

FORCE 03

Economic Reality

Global legacy vendors offer rigid contracts with 12–18-month integration cycles and don't go deep into Tier-2 or emerging markets. Local integrators build one-offs that never evolve. The gap is enormous — and widening.

This is the gap RuPayment was built to fill.

The Solution · CenterFirst

A full-stack merchant acquiring and processing platform for banks. One codebase. Three deployment models. Live in five countries.

Unified Channels

One integration across all: POS · SoftPOS · Payment Gateway · QR · Micro ATM · Biometric Payments.

Cloud-Native

Modular microservices — deploy one module or the full stack. Kafka, Debezium CDC, ClickHouse, Superset.

Flexible Deployment

Same codebase, different customer profiles: PIaaS (flagship, recurring), Managed Service, or full License.

Live in Production

India · Oman · UAE · Qatar · Maldives — powering leading banks and payment providers today.

See the Full Platform

The Moat

20+ live direct certifications across four regulatory categories. Hard to earn. Slow to replicate.

Every certification represents a year-plus of regulator engagement. A new entrant starting today would need years to match this footprint.

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0GCC Sovereign Rails

1stIn-Country TPP in Oman

Customers & Markets

Live with leading banks and payment providers — expanding across four concentric zones.

India Live

City Union Bank and India's leading payment facilitators — on home turf of the world's fastest-growing digital payments market.

GCC + USA Live

Live with leading banks, a national telecom operator and licensed payment institutions across Oman, the UAE and Qatar. US business build-out under way.

Southeast Asia

Live in the Maldives with a leading Islamic banking institution; regional expansion in progress.

Africa

The next frontier — the same regulatory-first, full-stack playbook applied to the continent's fastest-growing payment markets.

Explore Our Markets

Trusted By

Trusted by banks and payment companies across five countries.

Alongside our published partners in India, RuPayment infrastructure is live with leading banks, a national telecom operator and licensed payment institutions across the GCC and the Maldives.

Twelve Years · Three Phases

Birth → Build → Establishment.

A US start, an India rebuild, and a disciplined path to profitability and scale.

2012

EzSwype LLC founded in the USA (DBA RuPayment)

2014

India technology company founded; ATM-era roots

2017

Demonetisation reveals the big gap in payment processing

2020

CenterFirst launched — cloud-native acquiring stack

2024–25

Profitable and growing, with operating leverage proven

2026

US business build-out and expansion into new markets

Modern payment infrastructure, without the 18-month integration cycle.

Whether you're a bank modernising your acquiring stack, a PSP scaling across borders, or a fintech that needs certified rails — let's talk.

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